Category: moral hazard

Categories
Accountability general freedom government transparency ideological culture insider corruption moral hazard nannyism national politics & policies responsibility too much government U.S. Constitution

Invulnerable Government

cfpb, Consumer Finance Protection Bureau, director, Richard Cordray, Mick Mulvaney, deep state, administrative state, bureaucracy

As of this week, there are two heads of the Consumer Financial Protection Bureau.

Two claimants to the throne, so to speak.

The bureau’s previous director, Richard Cordray, resigned last week, and as he left he appointed a deputy director, Leandra English. Ms. English sent out a nice Thanksgiving email, billing herself as “Acting Director.”

Meanwhile, in advance of Cordray’s exit, President Trump appointed Mick Mulvaney to fill the role. Mulvaney showed up at work yesterday and took possession of the director’s office. He ordered a hiring freeze . . . and brought donuts.

It gets juicier. English has filed suit against the president and his appointee, claiming to be, herself, the directorship’s rightful heir. She cites the enabling legislation, which allowed for deputization by the director. And she cites her commitment to the agency’s mission, of which Mulvaney and Trump have none.

Republicans generally regard the agency as having gone rogue.

And the squabble over the directorship sure seems to validate that charge.

The legality? Presumably, the legislation that established the agency — which deliberately insulated the CFPB from oversight by funding it from the Federal Reserve — does not void an established law, the Vacancies Act, which does allows the president to fill vacated posts.

Sen. Elizabeth Warren has taken up English’s side in the dispute, because she believes in the agency’s mission.

Now, I get it: to make government as impregnable as a high mountain fortress is an idea that many folks flirt with, from time to time. But the results are always the same: government secure from democratic checks and constitutional balance.

Come on, Democrats! Give democracy a chance.

This is Common Sense. I’m Paul Jacob.

PDF for printing

 

 

Categories
Accountability folly free trade & free markets general freedom ideological culture media and media people moral hazard nannyism national politics & policies Popular responsibility

Don’t Think Different

Apple, “vice president of diversity and inclusion,” Denise Smith race, equality, diversity, hiring,

What do we know for sure about the resignation of Apple’s “vice president of diversity and inclusion,” Denise Smith?

  1. She is a black woman who landed in hot water for saying that a group of blue-eyed blond men can also be “diverse,” because “they’re going to bring a different life experience and life perspective to the conversation. Diversity is the human experience. I get a little bit frustrated when diversity . . . is tagged to the people of color, or the women, or the LGBT.”
  2. An uproar ensued among persons who favor making characteristics like sex and skin color — as opposed to talent, perseverance, intellect — a top priority in hiring.
  3. Smith then apologized, seeming to disparage her own correct and much-needed statement defending genuinely relevant diversity.
  4. She has left Apple.

What outsiders don’t know for sure is whether Apple asked Smith to leave because of what she said. We can be merely 99.99 percent sure that Apple requested her departure for making her excessively un-same and sane observation.

Not good, Apple.

Excellence and common sense should never be sacrificed to “diversity.” Sub-perfect “diversity” has not impaired Apple’s ability to make popular and effective smartphones bought by persons of every description.

Indeed, no company should be in the least concerned with promoting “diversity” if this means trying to increase the proportions of employees of a certain race, sex, weight, height, blood type, timbre, etc. even when such traits are blatantly irrelevant to prospective job performance.

This is Common Sense. I’m Paul Jacob.

PDF for printing

 

Categories
Accountability folly general freedom ideological culture media and media people moral hazard nannyism national politics & policies Regulating Protest

Trouble in Transmission

Deplorable radio, censorship, hate speech, tranny, University of Minnesota-Morris

Weeks ago, students Brandon Albrecht and Tayler Lehmann hosted a weekly program on their university-funded, 225-watt FM station.

But not anymore.

“We have a group here called the Queer Devil Worshippers for a Better Future,” Albrecht told his University of Minnesota-Morris audience. “It’s kind of like our version of Antifa here at Morris.”

“Except they’re nicer,” co-host Tayler Lehmann chimed in. “And less violent.”

“The only reason they’re non-violent is because there are not enough of them. And everybody knows everybody here at Morris,” Albrecht continued. “You see one tranny that’s trying to punch someone . . . I’m not going to dox anybody and name them on air. But you two know if I say ‘the tranny who looks like he’s going to punch someone.’”

A short time later, station manager Carter Young, with a UMM policeman in tow, entered the studio and demanded they leave.

“What happened?” inquired Lehmann.

“You said a couple words that break FCC violations [sic],” she replied.

“What word?” Albrecht asked.

“Specifically, ‘tranny.’ That is a hate slur. Not allowed on the radio. I need you to leave.”

“Did you have to call the police?” inquired a third unidentified student.

“Yes, because this is an FCC violation; you are breaking the law.”

The students’ “Deplorable Radio” program has been permanently suspended.

But KUMM 89.7 now admits that the word “tranny” is not “in violation of FCC community standards.” The station then accused the duo of hosting an earlier show while intoxicated, which they flatly deny. Now a spokesperson claims the issue is “compliance with DJ expectations and station standards.”

Meaning? The publicly-owned station does not like their politics.

You might want to call or email the station . . . while such speech is still permitted.

This is Common Sense. I’m Paul Jacob.

PDF for printing

 

Categories
Accountability crime and punishment folly general freedom ideological culture media and media people moral hazard national politics & policies Popular

Yesterday’s NOW

National Organization for Women, NOW, Toni Van Pelt,, sexual assault, hate speech, Southern Poverty Law Center

Once upon a time, the National Organization for Women winked to President Bill Clinton and scorned his accusers Paula Jones, Juanita Broaddrick, and others. This all came back to me while discussing powerful men sexually harassing and assaulting women, at Townhall yesterday.

NOW’s current president, Toni Van Pelt, spoke with the Washington Examiner regarding recent allegations against liberal Sen. Al Franken (D-Minn.). Not to be outdone by the group’s partisan or pusillanimous past (take your pick), Van Pelt offered, “We could ask all of the men in Congress to resign, is that what you’re asking me?”

She added, going all in, “You know that mostly all men do this kind of thing to women. It’s like saying there’s a good airline or a good bank, saying there’s some entity out there that is not sexist.”

Say what?

“That’s gender bias and stereotyping of the most egregious kind,” writes ethicist Jack Marshall at his Ethics Alarms blog. “I just expect the champions of equality, fairness, mutual respect and civility to believe in and live by the principles they claim so indignantly and self-righteously to be fighting for.”

And not scapegoat all men.

Yet NOW’s Madame Defarge declares: “They all should resign, every man in every industry.”

Marshall knows how to categorize such talk: “Under the definition of ‘hate group’ used by the Southern Poverty Law Center — ‘any group with beliefs or practices that attack or malign an entire class of people’ — Toni Van Pelt, speaking on behalf of her organization, has demonstrated that the National Organization for Women belongs on its list.”

Blaming an entire sex, while excusing the actual abusers . . . should end NOW.

This is Common Sense. I’m Paul Jacob.

PDF for printing

 

Categories
Accountability crime and punishment insider corruption media and media people moral hazard national politics & policies responsibility too much government

Congress Bites Taxpayers

sexual harassment, Congress, House Page, Washington, DC, hypocrisy, corruption, taxes,

Is it even humanly possible to be sleazier and more disgusting than the Harvey Weinsteins of Hollywood?

Sadly, and clearly . . . yes. There is the U.S. Congress.

In 2011, after 175 years in operation, the House page program — whereby young people came to work and learn in the capitol — was shut down. Why? For Weinsteinian reasons, because pages were being sexually propositioned and harassed.*

Now, once again, Congress leads the way . . . downward . . . not only into a culture rife with sexual coercion, but also into one with few options for victims and plenty of protections for victimizers. Members of Congress have given more effort to keep complaints quiet and protect misbehavior than to stop misbehaving.

And there’s more . . .

“Between 1997 and 2014,” the Washington Post reports, “the U.S. Treasury has paid $15.2 million in 235 awards and settlements for Capitol Hill workplace violations, according to the congressional Office of Compliance.” That’s shelling out nearly $1 million a year, though the information doesn’t detail how many complaints were for sexual misconduct.

It is despicable when individuals or companies pay hush money to silence accusers, hiding the criminal sexual behavior of powerful men. But, for goodness sake, at least we don’t have to pay for it!

Conversely, Congress’s sexual abuse slush fund comes from you and me, taxpayers.  

Regarding the swirling allegations against Alabama GOP Senate candidate Roy Moore, Sen. Cory Gardner (R-Colo.) argued that Moore “does not meet the ethical and moral requirements of the United States Senate.”

Well, then, he will fit right in.

This is Common Sense. I’m Paul Jacob.

 

* The program ended several years after the Mark Foley scandal — and there were others. The official rationale? A tight budget (stop laughing) and technology, which purportedly made the work pages were doing unnecessary. But note that the Senate continues its use of pages.

PDF for printing

 

Categories
Accountability education and schooling folly general freedom moral hazard nannyism national politics & policies responsibility too much government

Eternally Postponing Responsibility

responsibility, Denmark, education, welfare, socialism, Bernie Sanders, freedom

There is a common sense element to economics. We ignore it at our peril. So let’s take a cue from the Democratic Party’s current and de facto leader, Bernie Sanders.

Turn to Denmark for a model.

The Nordic state has what Bernie wants: higher education “free for all.” But there are . . . costs involved.

It turns out that “some Danes, especially older citizens already in the labor force,” explains Business Insider, “say the extra freedom can eliminate a crucial sense of urgency for 20-somethings to become adults. The country now deals with ‘eternity students’ — people who stick around at college for six years or more [not to mention advanced degree work] without any plans of graduating, solely because they don’t have any financial incentive to leave.”

Hardly a shock. Young Danes would not be the first to see in college life what satirist Tom Lehrer identified as the prolongation of “adolescence beyond all previous limits.”

Give young people an incentive to suck up resources year after year, and some will certainly take you up on that.

It’s hard to counter, too. The Danish “eternity student” problem remains even after taking policy steps to discourage it.

Business Insider ends its report by quoting an expert who insists that “motivation to succeed in your studies is in no way linked to whether you’re paying for your tuition or not.”

Yup, that’s what proponents of “free” education keep telling us. But there is more at play here.

Responsibility is on the line. Adulthood is about responsibility. Free tuition is about postponing responsibility.

Do we really want to go further in that direction?

This is Common Sense. I’m Paul Jacob.

PDF for printing