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education and schooling subsidy

The Most Foolish Bank of All

There are few things more foolish than turning the Department of Education into a bank.

“Congress never set up the U.S. Department of Education to be a bank, nor did it define the secretary of education as the nation’s ‘top banker,’” said Betsy DeVos, Trump’s controversial Department of Education secretary, at an annual education conference in Reno. “But that’s effectively what Congress expects based on its policies.”

Secretary DeVos “recommended that Federal Student Aid (FSA) — the nation’s largest provider of financial aid — be spun off from the Education Department so student loans can be better managed and administered,” Forbes summarizes.

The FSA is a bank, but not a very good one. It makes bad bets, which Mrs. DeVos tries to make clear by asking a few rhetorical questions:

  • “Is it any surprise . . . that both principal and interest are currently being paid down for only one in four loans? 
  • “Nearly 11 million borrowers have loans that are delinquent or in default? 
  • “And 43 percent of all loans are considered ‘in distress’?”

Even worse, the loans amount to an especially cumbersome form of subsidy, one that has corrupted the university system, misallocated higher education resources and inflated tuitions, and sunk generations into debt.

While DeVos’s reforms might possibly be an improvement, what if the troubles associated with the federal government’s student loan programs are not the result of how they are managed, but that the federal government is involved at all?

Centralizing consumer credit in specialized Congress-created lending institutions (Fannie Mae and Freddie Mac) was at the heart of last decade’s massive financial crisis. Shouldn’t a major banking reform focus on avoiding the moral hazards involved in government-run credit and subsidies?

DeVos’s plan doesn’t strike me as educated on this angle.

This is Common Sense. I’m Paul Jacob.


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education and schooling national politics & policies Popular too much government

Biden Under the Bed

Former Vice-President Joe Biden was put on the spot, again, about race. During last Thursday’s presidential candidates’ debate, ABC newscaster Lindsey Davis asked what responsibility Americans should “take to repair the legacy of slavery in our country?”

Triple, Biden said, “the amount of money we spend. . . .”

On “very poor schools, the Title I schools.”

From $15 to $45 billion a year.

Dodging the reparations question, he offered a four-part plan for educating poor children that was very . . . educational

Biden’s second solution is “make sure that we . . . help the teachers deal with the problems that come from home.” 

Send in more psychologists!

Step three is to “make sure that . . . 3-, 4-, and 5-year-olds go to school. School. Not daycare. School.”

Sounds like forcing every parent to put their 3-year-old into school. Or just “poor” 3-year-olds? Neither sounds good.

If my elementary school math still holds, next comes policy objective No. 4. 

And it’s a doozy. 

“We bring social workers in to homes and parents to help them deal with how to raise their children,” Sleepy Joe declared. Because as he explained “they”— wealth-challenged parents — “don’t know quite what to do.”

But Biden does. “Play the radio, make sure the television — excuse me, make sure you have the record player on at night, make sure that kids hear words.” 

The former VEEP explained that children from “a very poor background will hear four million words fewer spoken by the time they get [to school].”

Language skills matter. But do we really want the next president to station a social worker under every kid’s bed to make sure the record player isn’t skipping?

This is Common Sense. I’m Paul Jacob.


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Joe Biden, bed, monsters, record player, black child,

Illustration adapted from an image by Rusty Clark

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education and schooling Second Amendment rights

Finna Be Lit?

On the face of it, it seems like a good idea. 

After the horrific Columbine school shooting spree of 1999, “Safe2Tell” was invented to provide students, parents and schools a telephone/online interface (including iOS and Android) to report suspicious gun-related behavior.

But the devil is in the . . . ideas ricocheting in the heads of the people doing the implementing.

A student of a Loveland, Colorado, high school posted to social media his excitement about going shooting with his mother, with photos of several handguns and an AR-15. He expressed his enthusiasm with “Finna be lit,” which, Jay Stooksberry of Reason explains, means “going to have a fun time.”

Somebody anonymously alerted the Safe2Tell system, and the police stopped by the lad’s home while he was still out shooting. 

Was the anonymous notice earnest? Or was it, instead, something far more ominous? Kids have dubbed the alert system “Safe2Swat,” referring to “swatting,” which, The Complete Colorado explains, “is a term that is used when someone deceptively sends police and other emergency services to another person’s address through false reporting of an emergency or criminal action.”

Though the police were quick to dismiss the worry, the local school was not. “The following morning,” as Stooksberry tells the tale, the lad’s mother “received a voicemail from the Thompson Valley School District, stating that, until further notice, her son was not allowed to return to school.”

While the administration finally relented, its handling of the situation led to the student being harassed at school by other students.

Who may have “swatted” him in the original report.

Not a fun time — “finna be NOT lit”?

This is Common Sense. I’m Paul Jacob.


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education and schooling subsidy

Sell College Short?

We are often lectured on the importance of a college education. The path to upward mobility is greased via higher education, we are informed, and all that investment in time and money pays off . . . with a lifetime of higher salaries and better opportunities.

“The typical American with a bachelor’s degree or higher,” President Barack Obama pointed out back in 2014, “earns over $28,000 more per year than someone with just a high school diploma.” 

Accordingly, Obama urged “students and parents” to “begin preparing yourself for an education beyond high school.”

Was he just pulling our legs?

After all, $28,000 extra each year for many decades isn’t chump change. Yet, if college proves such a royal road to wealth, why would highly educated folks gaining such lucrative earning-power need the bailouts . . . especially from taxpayers who didn’t make that self-investment?

That subsidy of the richer by the poorer is precisely what many Democratic Party presidential candidates are promising younger voters, with Sen. Bernie Sanders topping the proposed taxpayer-generosity by offering to cancel all $1.6 trillion in outstanding student debt.

“Not satisfied with having the government take over 20 percent of the economy with his Medicare-for-All program,” James Joyner writes at Outside the Beltway, “the Vermont Senator wants the government to assume all debt taken on for education and make college absolutely free from here on out.”

If a college education is worth what it costs, no bailout should be necessary.

And only in the political world would anyone suggest giving away such a valuable commodity for free.

This is Common Sense. I’m Paul Jacob.


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education and schooling initiative, referendum, and recall tax policy

Taxing Panicsville

There is a big problem with Delaware school districts asking voters for additional tax money via ballot referendums. You see, sometimes the people don’t vote the way school officials and politicians want.

Have no fear: Rep. Earl Jaques (D-Glasgow) has authored House Bill 129 to solve this thorny problem. 

“This bill creates a mechanism,” its official summary reads, “by which school boards may increase funds for a school district both with and without a referendum.” 

Meaning, of course, without a referendum . . . since current law requires a public vote. 

“That way, [school districts] know the money is there if they need it, and they don’t abuse it because they know it’s there,” explained Jaques. “The problem with the referendum system is that they have to ask for more than they actually need, because they know it’s going to be a long time before they can come back.”

“Despite his assurances that the system would not be abused,” the Dover Post reports, “technically, school districts could raise taxes by 2 percent each year.” Or by any increase in the Consumer Price Index, whichever is higher.

Inexplicably, three stories — in the Dover Post, Newark Post and Delmarva Now — told readers it was the “lower” of the two. The bill clearly says the “higher.” Odd that media outlets would not grasp the ever-so-subtle difference between the words “higher” and “lower.”

“Everybody’s in ‘Panicsville,’ but it’s really not that way at all,” offered Jaques. “We, my colleagues in the legislature and I, could raise your income tax right now, and what’s your recourse? Vote us out at the next election.”

Excellent advice.

This is Common Sense. I’m Paul Jacob.


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Earl G. Jaques

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education and schooling

Down the Up Staircase

or: How I Stopped Worrying and Learned to Love Disadvantage

This weekend at Townhall, Paul Jacob elevates the college admissions discussion. Click on over, then back here for further education upgrades:

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education and schooling

Gaming a Newly Rigged System

Education is important. I want my young adult offspring to get into a great college or university.

Sadly, my bribery fund is empty.

Must she, then, rely only upon working hard for good grades and preparing for the Scholastic Aptitude Test (SAT)? 

No. There is a workaround: find a way to improve our family’s Adversity Score.

“The College Board plans to assign an adversity score to every student who takes the SAT,” The Wall Street Journal reports, “to try to capture their social and economic background, jumping into the debate raging over race and class in college admissions.”

This year 50 universities, including Yale, used these scores; next year, 150 will do so. Students are assessed on 15 not fully disclosed factors, things such as the level of crime and poverty in one’s high school and neighborhood, “the educational level of the parents,” and “family stability.” 

“An adversity score of 50 is average,” notes the Journal. “Anything above it designates hardship, below it privilege.”

Hmmm, how to climb (or descend) the “Overall Disadvantage Index”? What sacrifices to make?

My wife and I could divorce. Coming from a single parent household would improve our daughter’s opportunities in higher education.

We won’t sink her chances by upgrading our own educations. That’s obvious.

And crime-free homeschools certainly place kids at a distinct disadvantage in being disadvantaged. I guess we could move to a more dangerous neighborhood. 

Heck — what am I thinking?! — we can stay put and just commit crimes ourselves. Show some entrepreneurial initiative! Don’t be dependent on others, for heaven sake! Be the change we wish to see in our world.

On that one, though, I better check my exuberance with my wife . . . if our divorce hasn’t yet been finalized.

This is Common Sense. I’m Paul Jacob.


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education and schooling general freedom

Top School Fails

Illiteracy, innumeracy, low standards, grade inflation — signs of a general failure of education, sure, and of public schooling in particular. But for the worst failing, look no further than Harvard University.

The Ivy League school just caved to a student mob. 

“Harvard said on Saturday that a law professor who has represented Harvey Weinstein would not continue as faculty dean of an undergraduate house after his term ends on June 30,” explains Kate Taylor at the New York Times, “bowing to months of pressure from students.”

The lawyer in question, Professor Ronald S. Sullivan, Jr., has served with his wife, law school lecturer Stephanie Robinson, at one of Harvard’s residential houses for undergraduate students. 

Now, the African-American couple has not been fired from faculty. Just as deans. No great tragedy, if the official Harvard statement be true — that there were multiple reasons for not renewing their contracts.

But the context: pressure from students who expressed horror — “trauma-inducing”! — at Sullivan’s legal defense of the former Mirimax mogul accused of numerous sex crimes.

We expect lawyers to defend even the worst criminals. Everyone is entitled to a legal defense. It’s sad that not only do some students fail to accept this but also that this crimson-colored college plays along with their uncivilized complaint. Harvard has, in effect, denied one legal foundation of a free society. 

Remember that the “common school movement” for government schools was started to inculcate republican values. Horace Mann’s great big excuse for government control and taxpayer funding of schools was to promote civilized American liberties.

Schools, generally, have failed. And Harvard has just accepted their worst failure as the new passing grade. 

This is Common Sense. I’m Paul Jacob.


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education and schooling ideological culture moral hazard nannyism national politics & policies Popular

Make Others Pay?

Special Olympics has found a way to get kids and young adults with disabilities to feel something important: Able.

Three decades ago, as part of a community service requirement, I spent one day each week working with physically and intellectually-challenged adults at Easter Seals in Little Rock, Arkansas. I loved it. 

Most unforgettable were their beaming smiles of pride when they got a chance to show what they could do. I’ve always loved sports, but never as much as there and then. In the decades since, my family has given to the Special Olympics what financial support we could afford. 

So, can you imagine how I must feel hearing Education Secretary Betsy DeVos testify in favor of cutting all $17.6 million in federal funding for the Special Olympics? 

“It’s appalling,” declared Rep. Barbara Lee (D-Calif.).

John Kasich, the former Republican governor of Ohio, called the cut “outrageous” and “ridiculous.”

“Cruel and reckless” were the words Rep. Rosa DeLauro (D-Conn.) used.

“The Special Olympics is . . . a private organization. I love its work, and I have personally supported its mission,” countered Sec. DeVos.* “But given our current budget realities, the federal government cannot fund every worthy program, particularly ones that enjoy robust support from private donations.”

Federal funding provides only 10 percent of Special Olympics revenue, with over $100 million raised annually in private donations.

So, how must I feel about DeVos’s suggested cuts? 

Gratitude . . . for her generous contributions to Special Olympics — and for her fiscal responsibility. Let’s fund this wonderful program without the government forcing (taxing) support from others.

Check, cash or credit card is always preferable to virtue-signaling gum-flapping.

This is Common Sense. I’m Paul Jacob.


* Special Olympics is one of four charities to which DeVos donated her entire 2017 federal salary.

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education and schooling ideological culture

Administrators Strike Back

The academic world is filled with “scholars” who write papers that are almost never cited, and which are so filled with gobbledygook and periphrasis that they are almost impossible to read.

Without cracking up, anyway.

A year and a half ago I wrote about one team who authored fake papers to show up postmodernist academics for the phonies they are. But the sad truth is that even serious papers prove to be nothing more than “cryptic, pretentious, prolix nonsense.” 

Since then, the team that wrote the infamous “The Conceptual Penis as a Social Construct” went on to successfully place some incredibly goofy papers into prestigious journals — and even garner earnest praise from peer reviewers.

Now, the humiliated academic world is striking back. One of the japers, Professor Peter Boghossian of Portland State University, is facing academic censure and misconduct charges.

“This strikes me (and every colleague I’ve spoken with) as an attempt to weaponize an important [principle] of academic ethics in order to punish a scholar for expressing an unpopular opinion,” wrote Harvard psychologist Steven Pinker, entreating PSU not to persecute their philosopher. Biologist Richard Dawkins and psychologist Jordan Peterson joined Pinker in support of the rogue-but-reasonable academic.

PSU administrators say that Boghossian, by trying to trick academic journals into publishing fake studies, has violated Institutional Review Board protocols. You see, he did not seek approval to carry out experiments on human subjects!

The thing is, the whole post-structuralist, post-modernist, “‘Studies’ studies” mob has been experimenting on their alleged clients, the students, for decades. And the results have been . . . enlightening if not praiseworthy.

It is hard to see Boghossian’s antics as anything but heroic.

And hysterical.

This is Common Sense. I’m Paul Jacob.


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Peter Boghossian, Portland, postmodernism, academic research, education