Category: too much government

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crime and punishment folly free trade & free markets general freedom nannyism too much government

Law in the Tooth

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Why did Dr. Ben Burris give up his orthodontic license? Where did he go wrong?

Dr. Burris broke the law. He flagrantly violated the hallowed precepts of the Arkansas Dental Practices Act. Let me rinse and spit out the truth: This dentist illegally cleaned people’s teeth.

Not just once — he did it again and again. Often twice a year per patient — or victim, depending on your viewpoint.

Plus, brace yourself, he didn’t merely scrub their choppers, he did so — get this — at very low cost.

We need strong laws to stop such scoundrels.

That bastion of wisdom, the State of Arkansas, has no qualms about Dr. Burris’s qualifications to remove plaque from our incisors, canines and molars, having licensed him to practice dentistry. The problem is actually that Dr. Burris is over-qualified.

Especially to charge low prices!

Burris got licensed in a specialty: Orthodontia. You see, according to state law, a dentist so licensed “must limit his or her practice to the specialty in which he or she is licensed except in an emergency situation.”

Only after terrorist attacks or earthquakes can society risk allowing Orthodontists to daringly and brazenly polish people’s teeth. For less.

This particular statutory tyranny aims to close healthcare markets, minimize patient choice and keep dental costs artificially high. Luckily, beyond being maliciously wrongheaded, Arkansas’s dental law is absurdly foolish.

Dr. Burris dropped the federal court challenge being litigated by the Institute for Justice. Why? He discovered that by simply relinquishing his orthodontic license, he could legally practice orthodontics and clean people’s teeth at low cost.

He just can’t call himself an Orthodontist — but can call the law an ass.

This is Common Sense. I’m Paul Jacob.

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folly general freedom ideological culture nannyism national politics & policies too much government

“Unacceptable,” He Sputtered

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The King Canute Memorial Award for Clueless Legislation (Winter 2015-16) goes to Senator Bernie Sanders. He had stiff competition from ocean-lowering President Barack Obama, this season, but surely earned it these past few months.

Canute famously warned his advisors that he was no miracle worker. Standing by the sea and commanding the tide to turn only works on a regular schedule — set by natural forces, knowable in advance only after years of careful observation. All the hand-waving, incantations and official edicts cannot change the tide.

The award goes to those most in need of the Full Canute Object Lesson. Sanders’s latest ninnyism begs for just such a lesson: He wants to establish maximum fees for ATMs, down to $2 per transaction.

As everyone knows, some ATMs charge more than others. Why? It is not costless to provide electronic bank inquiries and withdrawals around the country . . . and the world. And profitability varies.

Supply and demand. Entrepreneurs do not offer these services out of charity. Close off profits in some areas, there will be corresponding effects.

From my experience, transaction fees range from about five bucks down to . . . Zero.

I usually pay nothing.

Outlawing fees above some arbitrary maximum will almost certainly ensure there will be fewer ATMs — particularly in low-use areas — and might even raise those zero-priced transactions to one- or two-buck fees.

Prices aren’t arbitrary, so no matter how loudly Bernie Sanders sputters “Unacceptable,” price ceilings aren’t magically going to produce the same service at less cost.

This is Common Sense. I’m Paul Jacob.

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Accountability general freedom government transparency ideological culture initiative, referendum, and recall national politics & policies porkbarrel politics responsibility too much government

Ethics First

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The biggest problem facing Americans? According to a Gallup poll, for the second year in a row, it’s our government.

Maybe I should say “the government.” Few think it represents us. Which is sort of a big problem for a representative government.

Presidential candidate Donald Trump says our leaders are “stupid.” Were that the case, it’d be easier to correct. The reality is worse.

We have an ethical problem in government. Those entrusted to represent us represent, instead, themselves. And their cronies. And special interests.

Charged with creating a level playing field where we can all succeed through hard work, our elected officialdom have tilted that field. Oh, they’re doing just swell. The rest of us? Not so well.

Elected officials from Washington to state capitols have hiked up their pay, finagled perks, per diems and other bennies, and rewarded themselves with lavish pensions. Meanwhile, most Americans lack even a 401K to help save for retirement, much less a pension beyond a meager (and politician-imperiled) Social Security safety net.

Transparency? Well, it’s not just Hillary Clinton who has conducted public business privately. Even with her scandal looming in the headlines, Defense Secretary Ash Carter confidently did likewise.

Let’s end pensions for politicians, nudging them to return to our world. And let’s change the rules so they work serving the public, not for private gain.

Can we count on our elected representatives to rectify their ethical lapses? Not on your life. We need to do it ourselves, using ballot initiatives to put ethics first.

This is Common Sense. I’m Paul Jacob.

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crime and punishment folly free trade & free markets ideological culture national politics & policies too much government

Subsidizing Illegal Aliens

Rand Paul, subsidy, aliens, illegals

In The Mouse That Roared, a 1955 comic novel by Leonard Wibberley, a tiny English-speaking country in Europe loses market share for its only export, a wine label, to a cheap American knock-off. Seeking compensation for the loss, the duchy decides to do the only rational thing: declare war on America, and then, after the inevitable defeat, reap the rewards of reconstruction financing.

I was reminded of the book when reading about another of the Obama Administration’s subsidy programs, uncovered by Sen. Rand Paul. The program gives money to illegal aliens deported to their country of origin, El Salvador, to start small businesses.

Sort of a Small Business Administration program for deportees.

But Congress’s involvement is nil, and the SBA has nothing to do with it, either. The program, according to the Rand Paul press release, “is administered by the non-profit Instituto Salvadorno Del Migrante (INSMI — translated to Institute of Salvadorian Migrants) and funded through a $50,000 grant from the taxpayer-backed Inter-American Foundation.”

It is not big money, certainly not by profligate Washington standards. Nor is the premise of the program likely to win it praise from anyone looking for a solution to illegal immigration. Indeed, the best way to describe the program is how Rand Paul’s team did describe it: “absurd.”

In The Mouse That Roared, the Duchy of Grand Fenwick makes a crucial mistake in its plan to profit from American largesse: it wins the war.

But some things haven’t changed since then. The American government throws around money absurdly.

And little countries make fools of Big America.

This is Common Sense. I’m Paul Jacob.

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Accountability Common Sense First Amendment rights free trade & free markets general freedom ideological culture nannyism national politics & policies responsibility too much government U.S. Constitution

re: Solutions

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Today’s the traditional day for New Year’s “Resolutions,” but instead of resolutions, how about some solutions?

Sure, Thomas Sowell has sagely reminded: there are no solutions in social life, only trade-offs.

But, utopian perfection aside, let’s agree that some changes would be better than others, and, let us resolve to solve some nagging problems — or at least trade up. And since the really nagging problems are political . . .

For Republicans: this could be the year to give up on government as society’s chief moral agent, empowered to regulate everybody’s medicine cabinets and bloodstreams. End the failed War on Drugs, with legalizing marijuana the simplest first step. Vice will continue, as it always has. But it’s another kind of vice to think that force, policing and imprisoning folks, will “solve” the problem. Much less even reduce the availability of drugs.

For Democrats: this could be the year to give up on government as micromanager of markets — and people’s marketplace choices. Face it: folks will make decisions that liberals don’t like. They’ll eat at McDonalds and buy large sodas — and the wrong stocks. And guns! But adding to the mass of regulations doesn’t make consumers choose better, it makes stuff more expensive and business less open to competition. Indeed, almost all the regulations designed to help “the little guy” backfire, helping big business by hobbling their upstart competitors.

Our leaders, at present, cannot even balance budgets. They are addicted to debt. To pretend we must have more and more government to prevent our addictions or save us from personal debt is ludicrous.

Can we resolve to stop pretending that bigger government is always the solution?

This is Common Sense. I’m Paul Jacob.

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Accountability folly free trade & free markets general freedom ideological culture moral hazard national politics & policies too much government

Collateral Damage Defines Socialist B.S.

Bernie Sanders, consequences, socialism, economics, illustration, Common Sense

Senator Bernie Sanders gave us a big present last week. In one simple “tweet” he warbled out the essence of his socialism: “You have families out there paying 6, 8, 10 percent on student debt but you can refinance your homes at 3 percent. What sense is that?”

That’s what he broadcast. That’s what this self-proclaimed socialist wrote — or allowed his staff to write — on his official Twitter account, @SenSanders.

And it is not as if he had the excuse of haste. He was repeating a thought from his presidential campaign account in September: “It makes no sense that students and their parents pay higher interest rates for college than they pay for car loans or housing mortgages.”

To the earlier post, Twitter erupted in criticism. The gist? Have you never heard of collateral, sir?

Lenders can charge less on secured loans because, in case of default, the recourse is to take the collateral, the car or house, thereby recouping the loss.

But an unsecured loan? Well, by law one cannot easily slough off student loans — but one can simply not pay, or pay late. Hence the higher rates.

From its beginnings, socialism — and progressivism and Fabianism and fascism and social democracy, following — has been fueled by complaints about markets.

Without showing any understanding of the logic of markets.

Which is why, when put into practice, socialistic and interventionist programs produce such great amounts of negative collateral effects. Socialism is the philosophy of good intentions that yields collateral damage worse than the problems meant to be solved.

Oh, Bernie Sanders! Your initials say so much.

This is Common Sense. I’m Paul Jacob.

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education and schooling folly free trade & free markets national politics & policies too much government

The Truth About Tuition

tuition, supply and demand, subsidy, government

Subsidize something, and you tend to get more of it.

But wait, what if you subsidize demand for something, but don’t really allow (or continue to disallow) increased supply?

Then prices for that something go way up.

This is elementary economics — nothing controversial about it.

Except that politicians and bureaucrats who make public policy tend not to acknowledge this aspect of reality when they propose subsidies. Instead, they expect praise for their “heroic” and “caring” program of destruction.

They need to be educated. But, alas, all this applies best to college education. How does one educate the educators?

A new study, which reliable economists tell me is “sophisticated,” finds that the bulk of recent college tuition price inflation can, indeed, be directly linked to the federal government’s loan subsidies.

This study makes for some opaque reading, alas: “Essentially, demand shocks lead to higher college costs and more debt, and in the absence of higher labor market returns, more loan default inevitably occurs.” Yikes.

The college education bubble has been much talked-about for years, at least amongst skeptics of government policy. But in hushed tones — the big fear, here, is that a bursting of the bubble will lead to — who knows what? I mean, who-knows-what policy reaction.

Probably just more government subsidy and control. And even higher tuition still. Double yikes.

Thankfully, while the brick-and-mortar higher education institutions suck up more and more government-backed money, the Internet is enabling some great alternatives. The future, I think, does not belong to the university system as we have known it.

This is Common Sense. I’m Paul Jacob.

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folly general freedom ideological culture too much government

Discreditable Credit

China Credit System, Sesame, China, Credit Rating, Common Sense

Capitalism can be rigged a hundred different ways, apparently. China’s is run by its Communist Party, and even current innovations bear the stamp of the Party.

Take “social credit.”

Not the quaint decentralist economic reform movement that was a minor deal in politics on the West Coast of the U.S. and Canada 60 or more years ago.

What I’m referring to is the innovative credit scoring system devised by a gaming company in cooperation with China’s commie-run government.

But it’s not quite like the credit scoring systems set up by competing companies in the U.S., which cook up “credit scores” based on going into debt and paying off debt. If you pay your bills, you get a higher score. If you don’t, it plummets.

The new “Sesame” credit scoring system is less interested in the debts you pay off and more in what you buy and what you put up on social media. The company has concocted a secret algorithm, and gives higher scores to good citizens — obedient people — and lower scores to lazy people (inferred from, say, if you play a lot of video games) or to folks who are rebellious free thinkers (posting pictures of Tank Man in Tiananmen Square, for example).

That is what it seems like, so far.

It rewards those Chinese who are industrious (yay?) and who kowtow to Communist Party expectations (yikes!) — and makes me extra glad I live in the U.S., where government is too chaotic and stupid to cook up anything quite this insidious.

This is Common Sense. I’m Paul Jacob.

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crime and punishment general freedom ideological culture media and media people nannyism national politics & policies Second Amendment rights too much government U.S. Constitution

Anti-Gun Barrage

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America’s would-be gun-grabbers, chiefly in the media and “on the left,” don’t know much about guns.

But they know what they hate.

After the horrific terrorist shooting spree in San Bernardino, MSNBC and CNN went on a shooting-their-mouths-off spree, relentlessly pushing the need for stricter gun control. President Barack Obama and his fellow Democrats echoed the theme.

Cenk Uygur of The Young Turks went full accelerando, unleashing a foul rant about how “we” are the terrorists and “we” are letting “us” get away with mass murder “every week,” ignoring the statistics that murder rates have gone down, are still going down, and that the rest of the world is being hit with mass shootings too, mainly from Muslim radicals.

When the news came out that the perps were, indeed, Muslim, the barrage of anti-gun talk didn’t stop, though their intellectual ammunition had fizzled.

The president went further off his rocker, calling the guns he wanted to ban “powerful” — though they are of lower caliber than many handguns — while Hillary Clinton talked about the need to ban “assault rifles.”

As has been noted by others, “assault rifle” only means what anti-gun folks say it means, and what they designate as assault weapons are not (contrary to their constant implications) the equivalent of machine guns (which have been illegal for citizen ownership for a long, long time).

Being scared of scary-looking guns is no excuse not to be able to define them. While it would be good to reduce incentives for folks to “go postal” or to commit terroristic acts, we aren’t going to prevent mass shootings by a simple prohibitionary or mere regulatory regime.

That’s for scare-mongers to push. And us to resist.

This is Common Sense. I’m Paul Jacob.

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ideological culture nannyism too much government

A Handle on Global Warming?

Global Warming, Vancouver, gas, sticker, climate change, common sense

Folks in government are prone to overstepping their bounds.

Take, for example, the North Vancouver, British Columbia, City Council, which has instituted a mandatory sticker program for gas pumps. Starting in 2016, public service announcements will appear on North Vancouver gas pump nozzle handles.

What for?

To warn us of the danger of global warming.

Though the city government hasn’t accepted any particular message, Autoblog reports that the policy is clear: “The idea behind the warnings isn’t to shame people for filling up an internal combustion engine but instead to suggest that there could be more eco-friendly alternatives.”

Autoblog calls this new move a “small step to help fight the planet’s rising temperatures,” and that North Vancouver “will likely be the first city in the world” to enact such a mandate.

I am sure city pols are proud of themselves.

The ordinance was pushed by a not-for-profit Canadian group called Our Horizon. The goal? Make a “positive impact on the environment” with this “relatively low cost but highly visible strategy.”

The official estimate on costs? Between C$3,000 and C$5,000. Costs to businesses? “Gas station owners must display [the stickers] as a condition of their business license.”

Meanwhile, the unsettled science of climate change teeters ahead, as The Rebel Media reports: increased carbon dioxide may not cause extra warming (chlorofluorocarbons do that), but does induce greening, helping plant life to flourish.

When the truth finally emerges, out of the fog blown over the issues by groupthink, the findings of legitimate science probably won’t fit on a sticker.

This is Common Sense. I’m Paul Jacob.

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Global Warming, Vancouver, gas, sticker, climate change, common sense