Author: CS Admin

Parker and the Pope

Kathleen Parker, Pope Francis, Bernie Sanders, economic fairness

Kathleen Parker is far from my favorite columnist, but her Sunday column comparing Pope Francis and presidential aspirant Sen. Bernie Sanders regarding their shared message on economic fairness and equality of outcomes was well worth the effort.

She treats the men differently. She gives Pope Francis a pass because, as a religious leader, he “wants to raise consciousness about our obligation to the less fortunate,” while bashing Sanders, the politician, who “wants to restructure America’s economic institutions to ensure that money trickles down — mandatorily rather than charitably.”

“Let’s face it, most of us work hard . . . for a paycheck.” So Parker pointedly asks, “As the tax man chisels away at such monetary rewards, where goes the incentive to work hard?”

How persuasive — encouraging actual, real-world achievement — would a Sanders Four Year Plan be?

Addressing the Pope’s harsh words for individualism, Parker argues, “The ‘rampant individualism’ that Francis condemns is precisely what has driven American ingenuity, entrepreneurship and a level of prosperity unmatched in human history.”

Precisely.

In other words, maybe — just maybe — we did build it. Through our own sweat and toil. Individualism is decidedly not big government. And it is not public-private crony capitalism, either.

So, considering that it was America’s laissez–faire-ism that created such great wealth and prosperity, which presidential candidates are promising a return to more robust and vivacious individualism?

Not the ones promising everything. Nor the one promising the “best deal.”

The job of the next heroic leader will be to shovel whole layers of intrusive government out of our way.

Parker seems on board, boasting, “This is common sense.”

Hey, wait a second, Kathleen, that is my line. I’m Paul Jacob.

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Tags Bernie Sanders, equality, fairness, individualism, Kathleen Parker, Pope Francis

folly free trade & free markets moral hazard nannyism national politics & policies responsibility

Auto Destruct

car, automobile, auto, loan, bubble, illustration

Just when you thought it safe to go back into the loan market. . . .

Yes, you guessed it: a bubble may be about to pop.

There are actually several, but here’s one you might not expect: the automobile loan market.

Though less regulated and tampered with than the housing market, auto loans aren’t immune to “moral hazard” and other government-induced dangers. The Fed’s low interest rates are almost certainly stimulating the new car market. “Subprime” car loans are way up and so are delinquencies. Do the bankers making these decreasingly solvent loans expect a bailout?

As Eric Peters notes at his immensely fascinating automobile website, the average car loan is now $32,000, “a record high.” And then there’s the “ever-increasing duration of new cars loans. They are now on average six years long — and seven year loans are becoming pretty common.”

Why? “In order to spread out payments (now averaging almost $500 a month) that have become simply too much to manage for most people.”

But then of course car prices are rising. And not just because of simple inflation. It’s the result of government regulations, mandates, and . . . general craziness. Many buyers now finance used car purchases, too, as Mr. Peters explains. That used to be fairly uncommon. The used-car market has been unduly affected by government insanity as well. Remember Cash for Clunkers? Politicians boasted about their managed destruction of millions of used autos.

What they really achieved was a tighter-than-ever supply of usable older cars.

Cruising toward the auto-destruct of the auto-loan markets.

This is Common Sense. I’m Paul Jacob.

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Tags bubble, housing bubble, loans, moral hazard

Accountability initiative, referendum, and recall insider corruption responsibility

Four Powers on the Chopping Block

Post author By CS Admin
Post date April 7, 2016
2 Comments on Four Powers on the Chopping Block

Ohio, initiative, lawmakers, congress, pay,

A group of Ohio citizens isn’t leaving the maintenance of ethical standards in government to the politicians. Smart. Forming a political committee, “Ethics First — You Decide Ohio,” the group filed an initiative to amend the state constitution unsurprisingly called, “Ethics First.”

What does the ballot measure do?

“Ethics proposal would cut state lawmaker’s pay and power,” said the segment on Cleveland’s NBC affiliate, WKYC-TV 3.

The initiative limits base pay for the state’s part-time legislators to the median household income of full-time Ohioans. Because Ohio is one of only six states in which legislators pay themselves more than median household income, the measure, if in effect today, would mandate cutting legislators’ base pay from $60,584 annually to $49,644.

“The purpose is not to cut their pay,” explained spokesman Jack Boyle. “The purpose is to make their pay related to what happens to all of us in Ohio. If we’re doing well, their pay will go up. If not, it will go down.”

What legislative “power” will be cut?

The amendment takes away four powers:

The power of legislators to exempt themselves from laws and taxes other Ohioans must follow and pay,
The currently unlimited power of legislators to raise their own pay,
The power to be a paid lobbyist before the legislature within two years of leaving office as a state legislator, and
The power of legislators to destroy legislative records, including electronic records, within four years.

All the other powers of the legislature remain completely intact.

How would you vote: Yes or No?

This is Common Sense. I’m Paul Jacob.

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Tags ballot initiative, Congress, initiative, initiatives, lawmaker, legislators, legislature, Ohio

folly general freedom ideological culture nannyism national politics & policies Popular

Extremist Against Charity

Bernie Sanders, charity, welfare, government, against charity

Vermont’s favorite son, Senator Bernie Sanders, has a long history of saying strange things, comments that cast a shadow on his current spin that the socialism he favors is a “democratic” one.

He really is (or has been) quite extreme, extremist.

How extreme? He is against charity. You know, private aid provided to alleviate private suffering.

Steve Hayward at PowerLine has unearthed a New York Times piece from way back in Bernie’s mayoral days, about something he said addressing a United Way crowd:

“I don’t believe in charities,” said Mayor Sanders, bringing a shocked silence to a packed hotel banquet room. The Mayor, who is a Socialist, went on to question the “fundamental concepts on which charities are based” and contended that government, rather than charity organizations, should take over responsibility for social programs.

How telling is that?

What many of us have long suspected about anyone calling himself a socialist is that, in his heart of hearts, he really is against any degree of freedom.

The free society alternative, on the other hand, is the common sense policy: we all do the good that makes sense to us, each act or operation judged by our differing metrics, investing our time and money as we see fit.

This allows for innovation and speedy adaptation to changing needs.

Bernie, on the other hand, figures everything has to be centrally organized and taxpayer-funded. That’s not merely a good definition of socialism, it’s creeping totalitarianism . . . and not the least bit charitable.

This is Common Sense. I’m Paul Jacob.

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Photo credit: Marco at Flickr

Tags 2016 Presidential race, Bernie Sanders, charity, Presidential campaign 2016

Accountability crime and punishment moral hazard national politics & policies property rights too much government U.S. Constitution

Return to Robbery

civil asset forfeiture, asset, forfeiture, police, abuse, stealing, theft, property, Common Sense

Last week, the crooks in Washington proved themselves nice enough to let us know that their rip-off machine is back in action. The Obama Justice Department announced the resumption of the “equitable sharing” program, whereby the Feds sing Kumbaya with state and local police while sharing the loot they snatch from innocent folks through “civil asset forfeiture.”

Yes, there again is that strange three-word, legalistic, police-pocketing term: civil asset forfeiture.

Free country? Not so long as local police and federal government agencies seize people’s stuff without ever charging or convicting those people of a crime. Simply by claiming suspicion . . . about their stuff.

To get their money or property back, the victims must hire an attorney and sue the government. Guilty until proven innocent. Only those raking in the ill-gotten gains are shameless enough to defend this completely un-American practice.

Which more than doubled in use during President Obama’s first five years in office, according to The Washington Post. Today, police and various government agents actually take more value from innocent Americans through civil asset forfeiture than do burglars through burglary.

“As President Obama counts down the days of his last year in office,” the Cato Institute’s Adam Bates wrote back in January, “one positive step he could take for his legacy would be to halt the federal government’s use of civil asset forfeiture and make the suspension of the equitable sharing program permanent.”

Yet, despite Mr. Obama’s talk about criminal justice reform, and despite his ability to bring justice with a stroke of his pen (and actually within his constitutional authority), last week the Feds instead went back to business as usual, ripping people off.

This is Common Sense. I’m Paul Jacob.

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Tags asset forfeiture, civil asset forfeiture, corruption, crime, law, police

Accountability crime and punishment education and schooling insider corruption local leaders responsibility

Schooled in Corruption

Detroit, kickbacks, bribes, crime, education, schools

Michigan’s governor just signed a $49 million emergency funding bill, designed by legislators to keep Detroit’s public schools open.

Open for what?

Will any of that dough actually make it to the classroom, where children might possibly be educated?

Or, as I inquired at Townhall yesterday, is it merely another opening for . . . graft?

Less than a week after the rescue bill, U. S. Attorney Barbara McQuade brought criminal charges against more than a dozen DPS principals and administrators, as well as a vendor of school supplies. Their kickback scheme was simple: school officials received big, fat bribes from the vendor for school supplies that, as the Detroit Free Press put it, “were rarely ever delivered.”

The scam involved at least twelve separate Detroit schools over as long as 13 years. During that time, more than $900,000 was paid in bribes to DPS officials.

The newspaper highlighted how “shocked” teachers were that their principals had been indicted. “It’s pitiful that they’re going after principals who are probably just doing what they need to do even if it might be a little bit unethical in order to provide the students in their schools with the supplies and materials that they need that district and the state should be providing us,” was the excuse one teacher offered.

“A little bit unethical”?

Frankly, the fraud didn’t deliver, but deny “supplies and materials” to students — supplies taxpayers had sacrificed to provide.

This same teacher added that her indicted principal is “always putting students’ interests first. It’s not just rhetoric with her. It’s actual practice.”

Except for the graft.

This is Common Sense. I’m Paul Jacob.

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Tags bribery, crime, Detroit, education, graft, public schools, schools

crime and punishment folly ideological culture responsibility too much government

Pincher, Pinchee

police, crime, law, rights, pinch, juvenile, illustration

Limited government sports several rationales. The need for it pertains on many levels. One such level we don’t think about enough? This: Not every rights violation warrants calling in the law.

Take the strange case of Breana Evans, 12-year-old assailant, charged with misdemeanor battery.

What did she do?

She pinched the gluteal posterior of a boy she did not know.

Now, pinching the butt-end of strangers is a breach not only of decorum (to the extent that this standard we call “decorum” even exists any more), but of a pinchee’s rights.

Yet it was a mere pinch.

And the boy did not press charges.

The school’s “resource deputy” did not arrest her; she was merely suspended from school.

It would have remained a minor matter (so to speak) had not the boy’s mother “insisted to police that he was the victim of battery, and so they had no choice but to arrest Breana,” as Robby Soave explained over at Reason. “She was Mirandized and put in a patrol car. They took her mugshot and booked her into juvenile detention.”

The escalation of the dispute over carnal rites and personal rights into a matter fit for the police is, it seems to me, a grave result of a sort of cultural hysteria about all sorts of things. The willingness of some adults to push children through our harsh, bureaucratic, and often ruthless criminal justice system is sad to behold.

It is more indecent than a pinch.

This is Common Sense. I’m Paul Jacob.

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Tags assault, child, children, crime, law, public schools, rights

Accountability folly government transparency incumbents local leaders responsibility term limits

Incumbent Upon Heaven

Markwayne Mullin, term limits, lies, Oklahoma, politicians, lie

Many who pledged to limit their terms in Congress have gotten elected and, then . . . actually kept their word. Yet, with the temptations of power, combined with the acute narcissism of politicians, not a few have flung their honor aside to break their promise.

Four years ago, Oklahoma Congressman Markwayne Mullin was a challenger, “who pledged repeatedly . . . not to serve more than six years in the House.” Okie voters limited their congressional reps to three terms (six years) via a ballot initiative back in 1994. Of course, the U.S. Supreme Court struck down that and 22 other state-imposed congressional term limits laws just a year later.

NewsOK.com reporter Chris Casteel asked Rep. Mullin if this coming term would, as Mullin vowed, be his last.

A simple yes or no question, eh?

Well, the incumbent’s response was less than unequivocal, “leaving open the possibility that he may run for a fourth term,” Casteel reported.

“Our position on this has not changed,” read Mullin’s official statement. “However, Christie and I will continue to seek the Lord’s guidance and do what is best for our family and the 2nd District of Oklahoma. The only election I am focused on right now is in 2016.”

Hmmm. Do you recall the Lord ever guiding anyone to break his word to the people?

What a dodge!

Mullin is like a burglar announcing, “I’m not sure if I’m going to rob your home when I get out of jail. That’s too far off in the future. But I’m seeking spiritual advice about it.”

Come to think of it, incumbent politicians and burglars have quite a lot in common.

But not Common Sense. I’m Paul Jacob.

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Tags Markwayne Mullin, oklahoma, politicians, sneaky politicians, term limits, U.S. Term Limits

folly ideological culture moral hazard national politics & policies tax policy

Rebranding the Odious?

tax, taxes, charity, IRS, I.R.S., Alain de Botton, branding, rebranding, illustration, folly, Common Sense

Being a clever person is hard work. Many of the truly clever things about everyday life have already been said. New and innovative cleverness? A rare thing indeed.

But if you are in the business of being clever, that puts you in a pickle, if “being relevant” and “worth our attention” is part of your cachet.

Take Alain de Botton, a very clever man who has written at least one brilliant book . . . and several not-so-brilliant ones. He has tackled Proust, Epicureanism, and is now deeply into religion.

Well, maybe not so deeply.

He wants politicians to follow the lead of religious leaders, who, he asserts, are masters of rebranding. (I had thought that was for marketing specialists.)

Recognizing that the word “tax” is an odious one — few people really like paying their taxes — de Botton says that politicians should follow what “religions do” and “rebrand ‘tax’ as ‘charity.’”

Charity, he notes, is a “much more appealing word.”

Well, yeah. That’s because charity is a word for love. It is all about deep concern, sympathy, etc., and “acts of charity” are expressions of love and concern.

And the only way that acts of charity can be determined to be expressions of concern is that they are voluntary. Taxes, on the other hand, are not voluntary. They are taken by force (try not paying them — force will find you).

Forcing people to “be charitable” will automatically scuttle that very purpose.

Trying to rescue politics from the stench of compulsion should not be done with rebranding, but by limiting government.

The less government, the less force.

And more scope for charity.

This is Common Sense. I’m Paul Jacob.

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Tags branding, charity, Fed Up With Taxes, image, marketing, propaganda, tax, tax policy

general freedom ideological culture meme moral hazard nannyism too much government U.S. Constitution

Dear Bernie: Here’s How Rights Work. . .

Post author By CS Admin
Post date March 30, 2016
1 Comment on Dear Bernie: Here’s How Rights Work. . .

Dear Bernie, rights, violation, violates, how rights work, meme, Common Sense

A new “right” that violates other fundamental rights, can’t be a right.

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Tags Bernie Sanders, health care, human rights, Individual rights, medical socialism, rights, socialism