If you’re like me, you often rub up against common opinion and find little sense in it — or, as I like to put it, popular opinion with the common sense bled out of it.
On Monday I reported on an anti-Obamacare lawsuit against the federal government for mandating the purchase of medical insurance that included “free” contraceptive drugs (including “morning after pills”). I took on the obvious problems, but neglected to mention that it’s not insurance.

I guess you can call turnips “rainbows” and politicians “angels,” but, based on accepted meanings of terms, it is not “insurance” when benefits include regular maintenance or common preventive (“prophylactic”) products.
One doesn’t insure against dandruff by buying a policy that provides you with “free” shampoo or against sunburn by purchasing a policy that offers free SPF50 sunscreen. One doesn’t insure against obesity with insurance that provides “free” healthy foods according to This Diet or That Diet.
For instance, it would be absurd to have an insurance policy to pay for one’s vitamins.
In a sense, the vitamins are the insurance. Think of them as a separate, medicinal form of insurance, which you pay for at purchase.
Same for contraception.
One buys insurance for unexpected and irregular needs. Calling Obamacare’s “contraception benefit” mandate “insurance” is a fib.
Much of what we think of as insurance actually amounts to confused (and confusing) methods of savings (at best) or a confidence game to get some people to pay for the regular goods and services other folks use (at worst). By force and fraud.
The force is the government mandate. The fraud is calling this whole program “insurance.”
This is Common Sense. I’m Paul Jacob.
A man is but the product of his thoughts. What he thinks, he becomes.

The true and only true basis of representative government is equality of rights.
Of all tyrannies, a tyranny sincerely exercised for the good of its victims may be the most oppressive. It would be better to live under robber barons than under omnipotent moral busybodies. The robber baron’s cruelty may sometimes sleep, his cupidity may at some point be satiated; but those who torment us for our own good will torment us without end for they do so with the approval of their own conscience.